Insurance Coverage for DUI Accidents: What You Need to Know

Understanding Your Insurance Options After a DUI Accident

If you've been involved in a DUI accident, it's essential to understand your insurance options. In most states, including California, drivers are required to have liability insurance that covers damages and injuries caused by an at-fault driver. However, this type of coverage may not be enough to fully compensate for the harm caused by a drunk driving accident.

Additionally, if you're found guilty of DUI, your auto insurance rates will likely increase significantly. This is because insurance companies view DUI as a high-risk behavior that increases the likelihood of future accidents. As a result, it's crucial to explore alternative insurance options or seek quotes from multiple providers to find the best coverage for your needs and budget.

How Uninsured/Underinsured Motorist Coverage Can Help

Uninsured/underinsured motorist coverage is an essential part of your auto insurance policy that provides financial protection in the event you're involved in an accident with a driver who lacks adequate insurance. This type of coverage can help pay for medical expenses, lost wages, and other related costs if the at-fault driver doesn't have sufficient insurance to cover these damages.

It's crucial to note that uninsured/underinsured motorist coverage is not the same as liability insurance. Liability insurance only covers damages and injuries caused by an at-fault driver, whereas this type of coverage provides protection for your own losses in the event of an accident with an uninsured or underinsured driver.

Don't Let DUI Accidents Leave You Financially Devastated

The consequences of a DUI accident can be severe and long-lasting. In addition to potential criminal charges, you may face significant financial burdens due to medical expenses, lost wages, and other related costs. This is why it's essential to have the right insurance coverage in place to protect yourself from these unforeseen circumstances.

At Oakland DUI, we understand the devastating impact of a DUI accident on your life and finances. That's why our team is dedicated to providing you with expert guidance and support throughout the claims process. We'll work tirelessly to ensure that you receive fair compensation for your losses and get back on the road as quickly as possible.